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Unless you’ve been trolling life insurance websites, you’ve probably never heard of Banner Life. Their ads don’t bombard you on weekends when you watch sports like Prudential, AIG, or MetLife. Don’t their obscurity fool you. Banner Life is a great insurance with excellent products and always ranks near the top in competitive pricing. Here’s our.. More

Smokers have higher life rates than most, but we can help you find the best life insurance rates for smokers. Typically, smokers experience 2-5 times higher life insurance rates than non-smokers. This is a result of the inherent risks of smoking.  Tobacco usage has been linked scientifically to a higher chance of developing multiple deadly.. More

Americo Life, Inc has operated for over 100 years during which time they have provided life insurance products and annuity products. They use innovation coupled with a solid financial background to give insurance policies to over 676,000 policies worth over $34 billion. They have a rating of A from A.M. Best and even better offer.. More

Smokers have a hard time getting insurance coverage at affordable rates. But Fidelity believes that everyone deserves a chance to provide financial security to their loved ones to protect income, homes, and education. A perfectly healthy person, male or female, who has no vices save for smoking, can still get coverage in the “preferred non-smoker”.. More

You may be one of millions of smokers who assume affordable life insurance is just not an option for you, but you would be wrong. It is true that historically, being a smoker meant paying much more in life insurance premiums or being denied altogether. However, with North American Company you can find a variety.. More

When it comes to life insurance, rates are determined by risk.  The higher risk you pose of not outliving your policy, the higher your premium will be. Smoking is considered to be a very big health risk, increasing your chances of developing serious health problems such as: Heart disease Cancer High blood pressure Cardiovascular disease.. More

Smokers know that finding a good company is challenging. But Minnesota Life (now Securian) offers some great deals for those in transition, those who occasionally smoke cigars, and those who habitually smoke. Most of the time tobacco users are charged higher premiums because those who use tobacco products are statistically likely to die at an.. More

Life insurance coverage protects your loved ones from financial stresses in the event of your passing. Chances are, if you own a life insurance policy, or are in the process of purchasing life insurance (or any type of insurance), you probably are aware the best rates are dependent on your health and lifestyle. Smokers pay.. More

Ready to purchase life insurance? Think you know the amount you’ll purchase? Have an agent? These are all great things but it seems like you haven’t figured out the most important question; what company will you go with? They are all different, and every person has different life insurance needs, which means there is no.. More