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E-Cigs and vaping are quickly taking over the tobacco industry. The difference between “vaping” and traditional e-cigs, is that traditional e-cigs heat or “burn” the liquid. Vapor e-cigs vaporize liquid and allows it to be released into the air without any burning, so it lasts longer. In the last 4 years alone, e-cig sales have.. More

It’s vital that you understand all of the options and get the best plan when shopping for coverage. Everyone knows that they are going to pay more for a life insurance policy as a smoker. What a lot of people don’t know is how chewing tobacco or other forms of tobacco are going to impact their.. More

When you apply to get life insurance coverage, the insurance company is going to look at a dozen different factors to calculate how much of a risk you are to accept. The higher the risk, the more they are going to charge you for insurance, if you are even deemed an acceptable risk. If you’re.. More

Why is life insurance so important? It’s one of the only ways that you can ensure that they will have the money that they need, regardless of what happens to you. When you’re applying for coverage, they are going to look at different factors when calculating what your insurance premiums are going to be. They.. More