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10 Tips for Smokers to Save Money on Life Insurance

Written by Cody Marchant

As a smoker, the rates you see up front for the average cost of life insurance might astound you. But don’t panic. There are plenty of ways you can save money as a smoker: 1. Shop Around First Always get help from a third party broker or agent when comparing different companies. They are knowledgeable.. More

Liver cancer is a type of cancer that attacks the liver organ and the tissues around the liver. Cancer can begin in your liver but spread to other parts of the body if it isn’t treated properly. The issue with liver cancer is that most people don’t show symptoms early on so getting an early.. More

One morning, Bob rolled out of bed and with his first step his feet ached. He thought through his activity for the prior day, but couldn’t think of anything that would cause soreness in his feet. 6 months prior, he had turned 40 and just figured this was the start of middle age aches and.. More

The Center for Disease Control and Prevention (CDC) reports close to 500,000 Americans die prematurely each year as a result of smoking or exposure to secondhand smoke. Another 16 Million Americans live with a serious illness that is directly caused by a smoking habit. So it is no wonder that life insurance companies ask all.. More

Unless you’ve been trolling life insurance websites, you’ve probably never heard of Banner Life. Their ads don’t bombard you on weekends when you watch sports like Prudential, AIG, or MetLife. Don’t their obscurity fool you. Banner Life is a great insurance with excellent products and always ranks near the top in competitive pricing. Here’s our.. More

So what exactly is a Life Insurance Table Rating, and how do they work? I promise it’s really not that complicated. Table Ratings are just the technical term that people in the life insurance industry use to describe the rating system for risks in the life insurance application process. Depending on a number of factors, you.. More

Cervical cancer can be a scary and dangerous disease. Thankfully, most women survive the diagnosis. As a cervical cancer survivor, you are thankful and hopeful for the future, but you still must provide for your family. You understand, better than most, the prospect of your family living without you. You know the benefit that life.. More

Several years ago, you took out a life policy. You had been a smoker but had quit 5 years previous to policy inception. Because you were smoke-free you secured a preferred rating. Life became stressful, you went to a party and lit up with friends. Before you knew it, you bought a pack for yourself… More

Finding life insurance coverage if you have fibromyalgia can be difficult. There are three important questions that most people ask when applying for high-risk life insurance. First, they want to know whether they can get insurance at all. Second, they want to know what it will cost. Third, they want to know what is involved.. More