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Jason was a smoker. He tried quitting multiple times over his life. He was successful once or twice but as things become stressful, he always went back to that pack of cigarettes. Recently Jason was concerned about his family’s future. He was married with three young children. His income provided 90% of the family’s needs… More

Will life insurance companies deny you coverage for marijuana use? Or worse, will they report you? As you probably know, the tide is turning regarding marijuana legislation?  As of March of 2018, medical marijuana is legal in 29 states. 9 states have legalized recreational marijuana use. This trend is growing and continues to grow. Unfortunately,.. More

Smokers have higher life rates than most, but we can help you find the best life insurance rates for smokers. Typically, smokers experience 2-5 times higher life insurance rates than non-smokers. This is a result of the inherent risks of smoking.  Tobacco usage has been linked scientifically to a higher chance of developing multiple deadly.. More

Medical marijuana users, are the insurance companies treating you like a criminal? Joseph lives in a state where medical marijuana use is legal. Due to a medical condition, his doctor prescribed it for him several years ago. Because of his growing family, he has started looking for life insurance options but has heard stories about.. More

When it comes to burial insurance or final expense insurance, you want something you can count on, something with riders available at no extra cost, something with an instant decision process, and something affordable. Americo has a set of final expense policies that fit these parameters. Americo Life Insurance Company Overview Americo Life, Inc has.. More

Smokers have a hard time getting insurance coverage at affordable rates. But Fidelity believes that everyone deserves a chance to provide financial security to their loved ones to protect income, homes, and education. A perfectly healthy person, male or female, who has no vices save for smoking, can still get coverage in the “preferred non-smoker”.. More

The Centers for Disease Control and Prevention (CDC) reports 37.8 million Americans currently smoke cigarettes. Furthermore, there are more than 16 million Americans currently living with a smoking-related disease, including: Cardiovascular disease Chronic bronchitis Heart disease COPD Cancer The bad news continues for smokers because it’s estimated a smoker’s life will be shortened by 10.. More

You may be one of millions of smokers who assume affordable life insurance is just not an option for you, but you would be wrong. It is true that historically, being a smoker meant paying much more in life insurance premiums or being denied altogether. However, with North American Company you can find a variety.. More

When it comes to life insurance, rates are determined by risk.  The higher risk you pose of not outliving your policy, the higher your premium will be. Smoking is considered to be a very big health risk, increasing your chances of developing serious health problems such as: Heart disease Cancer High blood pressure Cardiovascular disease.. More